The Development of Malawian Enterprises Trust (DEMAT) is a Government of Malawi Organisation that was established in 1979 under the Trust Incorporation Act of the Laws of Malawi and it falls under the Ministry of Trade, Industry and Private Sector Development. Its aim is to promote growth of micro, small and medium enterprises (MSMEs) in the country.

Vision: To operate a one-stop service centre in enterprise development.

Mission: To provide professional business training and financial services to micro, small and medium enterprises sector.
 

SERVICES________________________________

DEMAT offers two main operational services thus Business Training and Micro Finance services.
Training Services: This is a core function of DEMAT and it is divided into three main categories:
Entrepreneurship Services: This involves provision of advice and training in business identification, planning, start up techniques, entrepreneurial skills and group dynamics.

Production /Technical Services: Technical advice and trainings are provided to production enterpreneurs, including training in agro-based services.

Marketing Services: This includes: Production and Service development, market assessment/identification and strengthening producer-buyer relationship for small and medium enterprises.

Micro-finance Services:
Credit Management Training: DEMAT provides training in credit management skills to individuals or group loanees or would be loanees on how to prepare comprehensive business plans and project proposals.
Direct Lending: DEMAT also provides loans to Micro and small scale entrepreneurs. The credit facilities are extended to the entrepreneurs either as individuals or as members of groups, associations and / or cooperatives.
 

CLIENTS______________________________
Micro, small and medium scale entrepreneurs; the youths, Government and Non Governmental Organisations.